.ba-CFO-sec-1 {
  position: relative;
  width: 100%;
/*   min-height: 550px; */
  display: flex;
  align-items: center;
  justify-content: center;

  padding: 136px 20px;

  /* BACKGROUND */
  background: #0b0b0b url("../images/sec-3-bg.webp") center/cover no-repeat;
  background-size: cover;

  overflow: hidden;
}

/* CONTENT */
.ba-CFO-sec-1-container {
  position: relative;
  z-index: 2;
  text-align: center;
  max-width: 1420px;
  width: 100%;
}

/* TITLE */
.ba-CFO-sec-1-title {
  font-size: clamp(36px, 5vw, 64px);
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
}

/* BREADCRUMB */
.ba-CFO-sec-1-breadcrumb {
  display: flex;
	flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 10px;

  font-size: clamp(14px, 1.2vw, 16px);
  color: #aaa;
  flex-wrap: wrap;
}

.ba-CFO-sec-1-breadcrumb a {
  color: #ffffff;
  text-decoration: none;
  transition: color 0.3s ease;
}

.ba-CFO-sec-1-breadcrumb a:hover {
  color: #8fff9c;
}

.ba-CFO-sec-1-breadcrumb span {
  color: #ffffff;
}


/* 
====================
      sec 2
==================== 
*/

.ba-CFO-sec-2 {
  padding: 120px 20px 90px 20px;
  margin-top: -50px;
  border-radius: 50px 50px 0px 0px;
  position: relative;
  background: #f8fafc;
}

/* CONTAINER */
.ba-CFO-sec-2-container {
  max-width: 1420px;
  width: 90%;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
}

/* LEFT */
.ba-CFO-sec-2-kicker {
  display: inline-flex;
  align-items: center;
  gap: 20px;
  font-size: 13px;
  font-weight: 600;
  color: #64748b;
  margin: 0 0 14px;
}

.ba-CFO-sec-2-kicker-dot {
  width: 8px;
  height: 8px;
  border-radius: 3px;
  background: #64748b;
  position: relative;
  flex: 0 0 auto;
}

.ba-CFO-sec-2-kicker-dot::after {
  content: "";
  position: absolute;
  top: 50%;
  width: 20px;
  height: 2px;
  background: #64748b;
  transform: translateY(-50%);
}

.ba-CFO-sec-2-kicker-dot:first-child::after {
  left: 2px;
}

.ba-CFO-sec-2-kicker-dot:last-child::after {
  right: 2px;
}

.ba-CFO-sec-2-title {
  font-size: clamp(28px, 3vw, 42px);
  line-height: 1.2;
  margin-bottom: 18px;
  color: #0f172a;
}

.ba-CFO-sec-2-desc {
  font-size: 15px;
  line-height: 1.7;
  color: #475569;
  margin-bottom: 14px;
}

.ba-CFO-sec-2-divider {
  height: 1px;
  background: #e2e8f0;
  margin: 25px 0;
}

.ba-CFO-sec-2-subtitle {
  font-size: 20px;
  margin-bottom: 10px;
  color: #0f172a;
}

/* LIST */
.ba-CFO-sec-2-list {
  margin-top: 10px;
  padding: 0;
  list-style: none;
}

.ba-CFO-sec-2-list li {
  position: relative;
  padding-left: 22px;
  margin-bottom: 8px;
  font-size: 14px;
  color: #334155;
}

.ba-CFO-sec-2-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: #22c55e;
}

/* RIGHT */
.ba-CFO-sec-2-image img {
  width: 100%;
  border-radius: 16px;
  object-fit: cover;
}

/* HIGHLIGHT BOX */
.ba-CFO-sec-2-highlight {
  margin-top: 20px;
  display: grid;
  gap: 12px;
}

.ba-CFO-sec-2-highlight div {
  background: #fff;
  padding: 16px;
  border-radius: 12px;
  border: 1px solid #e2e8f0;
}

.ba-CFO-sec-2-highlight h4 {
  margin: 0 0 4px;
  font-size: 15px;
  color: #0f172a;
}

.ba-CFO-sec-2-highlight p {
  margin: 0;
  font-size: 13px;
  color: #64748b;
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .ba-CFO-sec-2-container {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

@media (max-width: 992px) {
  .ba-CFO-sec-2 {
    padding: 40px 20px 90px 20px;
    border-radius: 30px 30px 0px 0px;
  }
}



/* 
====================
      sec 3
==================== 
*/
.ba-CFO-sec-3 {
  margin-top: -50px;
  border-radius: 50px 50px 0px 0px;
  padding: 120px 20px;
  background: url("../images/sec-3-bg.webp") no-repeat center/cover;
  position: relative;
  overflow: hidden;
  z-index: 0;
}

/* overlay */
.ba-CFO-sec-3::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background: #000000b8;
}

.ba-CFO-sec-3-container {
  max-width: 1420px;
  width: 90%;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

/* PART 1 */
.ba-CFO-sec-3-part-1 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-bottom: 90px;
}

.ba-CFO-sec-3-part-1-image {
  height: 420px; /* fixed visual height */
  border-radius: 20px;
  overflow: hidden;
  border-radius: 20px;
}

.ba-CFO-sec-3-part-1-image img {
  width: 100%;
  height: 100%;
  object-fit: cover; /* now works properly */
  display: block;
}

.ba-CFO-sec-3-part-1-content h2 {
  font-size: clamp(26px, 3vw, 36px);
  margin-bottom: 20px;
  color: #ffffff;
}

.ba-CFO-sec-3-why-item {
  margin-bottom: 18px;
}

.ba-CFO-sec-3-why-item h4 {
  font-size: 16px;
  margin-bottom: 5px;
  color: #ffffff;
}

.ba-CFO-sec-3-why-item p {
  font-size: 14px;
  color: #ffffff;
  line-height: 1.6;
}

/* PART 2 */
.ba-CFO-sec-3-title {
  text-align: center;
  font-size: clamp(26px, 3vw, 34px);
  margin-bottom: 50px;
  color: #ffffff;
}

.ba-CFO-sec-3-services {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.ba-CFO-sec-3-card {
  border-radius: 18px;
  overflow: hidden;
  background: #ffffff14;
  border: 1px solid #4e4e4e;
  transition: all 0.3s ease;
}

.ba-CFO-sec-3-card img {
  width: 100%;
  height: 150px;
  object-fit: cover;
}

.ba-CFO-sec-3-card h4 {
  font-size: 15px;
  padding: 14px 14px 6px;
  color: #ffffff;
}

.ba-CFO-sec-3-card ul {
  padding: 0 14px 16px;
  list-style: none;
}

.ba-CFO-sec-3-card li {
  font-size: 13px;
  margin-bottom: 5px;
  color: #bfbfbf;
}

.ba-CFO-sec-3-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
}

/* responsive */
@media (max-width: 992px) {
  .ba-CFO-sec-3-part-1 {
    grid-template-columns: 1fr;
  }

  .ba-CFO-sec-3-services {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .ba-CFO-sec-3-services {
    grid-template-columns: 1fr;
  }

  .ba-CFO-sec-3 {
    padding: 80px 15px;
    border-radius: 30px 30px 0px 0px;
  }
}



/* 
====================
      sec 4
==================== 
*/

.ba-CFO-sec-4 {
  padding: 100px 20px;
  border-radius: 50px 50px 0 0;
  margin-top: -50px;
  position: relative;
  z-index: 4;
  background: #f8fafc;
}

.ba-CFO-sec-4-container {
  max-width: 1420px;
  width: 90%;
  margin: 0 auto;
}

/* ===================== */
/* PART 1 */
/* ===================== */

.ba-CFO-sec-4-part-1 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-bottom: 80px;
}

/* CARD */
.ba-CFO-sec-4-card {
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid #e2e8f0;
  background: #fff;
  transition: 0.3s;
}

.ba-CFO-sec-4-card img {
  width: 100%;
  height: 180px;
  object-fit: cover;
}

.ba-CFO-sec-4-card h3 {
  font-size: 18px;
  padding: 16px 16px 8px;
}

.ba-CFO-sec-4-card ul {
  padding: 0 16px;
  list-style: none;
  margin-bottom: 20px;
}

.ba-CFO-sec-4-card li {
  font-size: 14px;
  margin-bottom: 6px;
  color: #475569;
  position: relative;
  padding-left: 16px;
}

.ba-CFO-sec-4-card li::before {
  content: "";
  background-color: #475569;
  width: 4px;
  height: 4px;
  border-radius: 50%;
  display: block;
  position: absolute;
  top: calc(50% - 2px);
  left: 0;
}

.ba-CFO-sec-4-card .small {
  font-size: 13px;
  padding: 0px 16px 16px;
  color: #64748b;
}

.ba-CFO-sec-4-card:hover {
  transform: translateY(-6px);
}

/* ===================== */
/* PART 2 */
/* ===================== */

.ba-CFO-sec-4-part-2 {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
}

.ba-CFO-sec-4-why-credenza {
  padding: 34px;
  border: 1px solid #dddd;
  border-radius: 12px;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #003d2b9e, #d6ffad);
}

.ba-CFO-sec-4-left h2 {
  font-size: 30px;
  margin-bottom: 12px;
}

.ba-CFO-sec-4-left p {
  font-size: 15px;
  color: #475569;
  margin-bottom: 14px;
}

.ba-CFO-sec-4-left .highlight {
  font-weight: 600;
  color: #0f172a;
  display: flex;
  align-items: center;
  gap: 12px;
}

.ba-CFO-sec-4-left .highlight svg {
  width: 16px;
  height: 16px;
}

.ba-CFO-sec-4-left .cta-title {
  margin-bottom: 20px;
  font-size: 20px;
}

/* BUTTON */
.ba-CFO-sec-4-btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  gap: 18px;
  padding: 14px 26px;
  border-radius: 14px;
  max-width: 250px;
  border: none;
  cursor: pointer;
  overflow: hidden;
  position: relative;
  text-decoration: none;
  user-select: none;

  background-color: #c8f5a8;

  transition: all 0.4s ease;
}

.ba-CFO-sec-4-btn::before {
  content: "";
  background: linear-gradient(88deg, transparent, #003D2B, transparent);
  position: absolute;
  height: 100%;
  width: 100%;
  transform: translateX(-50%);
  z-index: 0;
  transition: transform 0.4s ease;
}

/* TEXT */
.ba-CFO-sec-4-btn-text {
  font-weight: 500;
  font-size: 16px;
  color: #000;
  position: relative;
  z-index: 4;
}

/* ICON WRAPPER */
.ba-CFO-sec-4-btn-icon {
  width: 14px;
  height: 14px;
  overflow: hidden;
  position: relative;
  z-index: 4;
}

/* MOVING CONTAINER (KEY PART) */
.ba-CFO-sec-4-btn-icon-box {
  display: flex;
  width: 48px;
  gap: 16px;
  transition: transform 0.4s ease;
}

/* ARROWS */
.ba-CFO-sec-4-btn-arrow {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
}

/* HOVER EFFECT */
.ba-CFO-sec-4-btn:hover::before {
  transform: translateX(50%);
}

/* IMAGE */
.ba-CFO-sec-4-right img {
  width: 100%;
  border-radius: 20px;
  object-fit: cover;
  max-height: 450px;
}

.ba-CFO-sec-4-cta {
  padding: 34px;
  border: 1px solid #dddd;
  border-radius: 12px;
}

/* ===================== */
/* RESPONSIVE */
/* ===================== */

@media (max-width: 992px) {
  .ba-CFO-sec-4-part-1 {
    grid-template-columns: 1fr;
  }

  .ba-CFO-sec-4-part-2 {
    /* grid-template-columns: 1fr; */
    display: flex;
    flex-direction: column-reverse;
  }
}

@media (max-width: 600px) {
  .ba-CFO-sec-4 {
    padding: 50px 12px 100px 12px;
    border-radius: 30px 30px 0 0;
  }
}